The online banking service has become quite popular thanks to the ease of use of the same through the official page and also with their official applications. Operating online allows you to see all the movements in just one minute, since it is the time necessary to access.
The good thing about each bank is having a comfortable app, with a simple interface and at the same time as fast as possible to consult any information. There are many positive and negative opinions of banking apps, But which is the best of them? We will evaluate one by one with its pros and cons.
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open bank
OpenBank is one of the online banks with great growth in the last two years. It is currently the subsidiary of Banco Santander and operates throughout the country of Spain without the need for physical offices. To be able to enter or withdraw money, you must use the ATMs of the main bank, Santander.
The online bank sends you the card, you have an account number and it is precisely one of the ones that has the least commissions, it happens with other online banks of the competition. OpenBank allows you to pay with your mobile phone, send money with Bizum, make or receive transfers and everything you are looking for from a bank.
There are many positive opinions, except for small cases, few negative notes arrive on the part of the clients, who from Banco Santander have made the leap to the subsidiary. OpenBank has a fairly complete app to be able to see all the operations, pay, receive and everything through the application or also through its website. The evaluation is 4,7 out of 5 points in the Play Store.
BBVA
One of the banks with the most headquarters in the world could not be missing among the banking applications, it works quite well and the opinions are really positive. Customers with an account can access through the app and check everything about the bank status: the latest operations, make transfers, among other things.
Like OpenBank, you can send money with Bizum, make a national and international transfer, turn your cards on and off, account alerts, transactions and much more. BBVA Blue is also available if you use the app and it's light, with a fairly clear and clean interface.
The option to turn off the card will cause that if you lose it, it will be deactivated at that moment, turning it back on if you find it after a while. The opinions are very good, it has a 4,5 out of 5 points and more than 5 million downloads since its launch in the Play Store.
Abanca
The Galician bank of Betanzos (La Coruña) has been operating since 2011 under the name of NGC Banco and it was in 2014 when he decided to call himself Abanca. Abanca customers can check the day-to-day, control the balance, the latest movements, credit accounts and cards.
You can make national and international transfers to any bank, withdraw money from an ATM without the card, save your favorite operations, etc. We can turn the cards on and off, change the limit at the ATMs, transfer money from your account to another and other multiple services.
It gives us the option of creating virtual cards to buy on the Internet Without revealing your card details, request a card and check the contracted insurance. Abanca has more than 1 million downloads in the Play Store and is one of the banks that in Galicia is making a big hole for itself.
ON Bankia account
The Bankia application gives us access to all the control of our accountsTherefore, you will be able to see their status in real time, whether they are income or payments. If you need to send money you will be able to do it in an agile way, once inside you have the national or international transfer tab.
Bankia lets us associate to pay with NFC, you also have the option of doing it with Google Play or Samsung Pay, two services that are widely used today. You have the possibility to direct your receipts with a simple photo, take a screenshot, upload it and wait for it to be accepted.
Bankia also accounts and cards of other entities through the application, consult the insurance policies and many more options with just access to it. The Bankia app has more than 1 million downloads and works on devices with Android 5.0 or higher versions. It has quite positive opinions of use.
CaixaBank
The opinions give a good grade to the CaixaBank application, one of the best rated by the community that uses it to access their bank account. CaixaBank has worked enormously to improve the user experience, it can be seen that there are many hours behind it.
We can know the status of our money, income information, receipt payments, make national and international transfers to any bank and other transactions. CaixaBank apart has an assistant called Neo that will help us in the adventure of using the app.
CaixaBank will also let us send money with Bizum, a very comfortable way of doing itSimply put the person and it will arrive quickly and effectively. It has savings piggy banks in case you want to allocate money to it and leave it to go on a trip or indulge yourself. More than 10 million downloads.
Revolut
If you want to manage your financial life, the best application is Revolut, the opinions are quite good about this tool since its release. Revolut works with Google Play, despite this it has been gaining weight thanks to the fact that it is quite light, intuitive and that the user comes to trust it.
With the app we can manage all our movements, whether they are income, expenses, payments and make a transfer to any bank, both Spanish and abroad. It also lets us change more than 30 different currencies, so operating with it goes through the management of your account, regardless of the bank.
We can request or send money with a button, set up recurring payments, divide the bill from family or friends, among many other things. Revolut has very good criticism among all those who use it and more than 10 million downloads endorse it, among other millions in Apple's.
Unicaja
Unicaja is one of the Andalusian banks that over time has been settling, is the one that criticizes the most, especially the opinions are not good at all. The application is very similar to the others, but it lacks some things that make it fall behind others.
The Unicaja app is compatible with Bizum, it comes within the tool, just enter a phone number to send a payment quickly. From the main screen we will know all our financial data, from the state of the accounts, cards, loans, hypothetical and other interests.
With the application you can make national and international transfers, schedule them, consult their history, as well as other procedures. It has been downloaded by 100.000 people and the comments are not all positive, the use of it and the many errors make it score below 4 points.
ING
It is probably one of the banks that have been gaining weight in Spain thanks to its good management, the commissions in this case have nothing of interest. The opinions of the users is quite positive and the note despite being 3,6 out of 5 points, we are facing a fairly important application.
With ING Direct we can turn the card on and off, fast and safe operations, free transfers in the day, if they are before 13:00 p.m. they can be done in an agile way. Expenses can be sorted by categories automatically, I pay directly with my mobile thanks to Google Play.
Payments can be domiciled by taking a photo and uploading it directly, create your piggy banks, create your budget, tag your movements and other tasks. You have the chat available if you want to talk and solve your doubts. It reaches one million downloads and is on its way to becoming a leading app.
Cajamar
With the Cajamar application you will know all the movements of your accounts and cardsEverything will be a matter of accessing it with the ID and a chosen password. There are many positive opinions despite the fact that it has achieved 3,4 out of 5 points, one of which has the least but due to the interface it has a positive point.
Cajamar in its app will help you find an ATM in a few seconds, so it is appropriate to have the tool with which you can find out any detail of your personal account or all of them. We can turn our cards on and off, modify the limits and several other things.
Cajamar notifications are free, that is why it will notify you of all those movements that you make, something normal and more if you get from the ATM with the card or with the passbook. Allows you to search ATMs with an integrated search engine. It has more than 500.000 downloads and has very good opinions despite the fact that the note is around 3,6 out of 5 points.
