How to pay with your mobile: all available methods

pay mobile

Thanks to mobile phones we can do a lot of things through them, including being able to go without our wallet by being able to link up with the bank. This will save us from carrying too many things with us, it is what millions of people around the world do today.

Payments with any terminal will be made by associating a card number to the device, we will need to have NFC if we want this to be done successfully. If your smartphone does not have NFC, it is possible to add one, whether it is provided by your bank or you buy one through the different eCommerce portals. we are going to show you how to pay with mobile, all using all methods.

An important requirement for payments

nfc payment

The phone you want to pay with must have NFC, if not, you have methods for your mobile to have this important feature. The first thing is to check that you have this technology, you can do this in several ways to find it in the settings.

To check whether or not you have built-in NFC, do the following on your phone:

  • Display the quick settings, for this you have to go to the right corner and display from top to bottom to see if it appears here, sometimes it does not show it because it is hidden by default

The second formula is to look in settings, and it is done as follows:

  • Unlock your phone and go to “Settings”
  • In the “Search” box put “NFC” and wait to see if this setting appears, if not, you do not have it, although you have the possibility to search in “Connections” or “More connections”
  • If you appear, click on NFC and hit the switch on the right
  • Associate the default application, in our case we put “Openbank” and the card will be directly associated to make the payment with our bank card that will already be active

We will leave the NFC activated, to see how to make payments with other applications, including your bank, PayPal and other available methods. This step is important to carry out, the configuration is paramount and especially if you have not done it before, so you can start from scratch.

Android mobile NFC
Related article:
How to put NFC on an Android mobile

Payment methods with the phone

payment pay

There are up to four options when paying with the phone, one of them is to have an account that becomes associated, such as your bank. Everyone has a number, if you have a card, configure all this point to go faster when making any payment with it.

Application of your bank: It is the most comfortable way to make any payment, either by phone, as well as manage expenses, it shows you everything in detail. We will not need at any time to go to the bank, introduce the physical card and give us a piece of paper with the information up to that moment.

SamsungPay: The Korean firm Samsung has opted for its own payment method with which to pay any amount in a supermarket, store, establishment or shopping center. Like the bank application, it will be associated and the charges will go to our account, which will be in charge of paying it.

Google Pay: This payment method is valid for buying physically and through the Internet. You need to download and install, as well as identify yourself to be able to use it anywhere. It will ask you for the bank account to which it will be associated and it is just as convenient as the bank card associated with the device you have. Open it and approach the contactless device to
quickly pay anything, the monthly purchase, a small payment, among others.

Apple Pay: This is associable to any bank card that we have, all using the application in our terminal with iOS as the operating system. Apple Pay is a utility that is already used by millions of people around the world and NFC is needed to be able to use this system on our iPhone or iPad.

Pay by PayPal

Paypal

If you prefer to make an online payment and not have to go to any store, it is best to use this service that has been working for many years as a secure method. When buying anything you almost always have the option to do this with PayPal, service that was created by Ken Howery, Max Levchin, Elon Musk, Luke Nosek, Peter Thiel and Yu Pan.

To start using it you need to create an account, to do so, go to page, verify your bank account and card (it will make you some other micropayment) and activate your account. You can pay on Internet sites, if he tries to keep the money and the product, PayPal allows you to return the amount to our account.

PayPal also lets you send money to an account associated with it., in case you want to make a small or large payment, pay something in installments (this is new), create an invoice and several other things. If you like this method, it is used to pay with the phone via the Internet and all without having to give your bank card.

Bizum, payments associated with a phone number

Bizum Android

It has quickly gained a large part of the market by being able to immediately pay the amount we want, all using the other person's number. Imagine going to a bar, ordering a drink, food or something that we want and send a small payment to the person in charge of that business, all without going through the dataphone.

Bizum also operates through banks, many are already associated and it is as good as if it were a cardholder payment, all easily by clicking on the option and paying. Not all shops, stores or bars allow it, but it will always be superfluous to ask the person in charge of this site.

If you have already used it before, it is worth it as an alternative, although you cannot make payments on online sites, as if PayPal allows it, for example. This is something that if you know how to use, you will be able to get a great deal out of it. Bizum has been created by Society of Payment Procedures SL, which already exceeds 6 million users. Its headquarters are in Madrid.


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