Not all smartphones have this technology, although yes, little by little it is being implemented in many of the mobile phones on the market by the different manufacturers. The NFC (Near-Field Communication) has come to stay and be one more option when it comes to doing tasks as basic as paying with the phone.
There are many people who do not know if their device has NFC or not, for this they will have to tinker and investigate if it is available or not and how to use it for their benefit. If you try this system, it is almost certain that you will use it often., either to pay for the bus, pay for the purchase, among other things.
What is NFC and what is it for? Throughout this article we are going to answer these questions, in addition to seeing the uses that you can give it in your day to day. This technology has been used for years in countries like China or Japan, where metallic money has taken a back seat, using the terminal for any payment or micropayment.
What is the NFC?
Under the acronym NFC (Near-Field Communication), translated means close payment communication, which specifically gives a clue for the use that we can give it. This system relies heavily on being placed nearby for its operation with another device that is ready at all times if it wants to receive information.
The maximum radius is about 12 to 15 centimeters, it is the distance in which it works and if it exceeds that it will not read at any time, nor will it communicate with the other telephone, POS or ready machine. In Asia it is being used as a bus payment card., metro, trains, thereby removing conventional tickets.
To start being used it needs to be activated on the device that you are using, the other will act as a reader of that field called passive. One will be active, while the other will act as a passive reader, having to depend heavily on one of the readers, all for correct operation.
What is NFC for today
NFC doesn't just have one use, it's versatile and it will be possible to get enough juice out of it once it is known what it is for in any of the cases. This technology has been used in first tests when opening a vehicle, it is necessary to have the system active and that the closure is linked, serving as an access key.
Among the usual uses, the NFC is used to pay with the mobile phone almost anywhere, as long as it is linked to our bank, Preparing this is an easy task, so the essential thing is to link the application from your bank and go to a contactless POS to make the payment.
In addition, the NFC can serve as a DNIe identifier, identify you at the ATM, synchronization with other devices as well as with Bluetooth, access content and much more. It doesn't focus solely on one thing as expected, working its way through the years, as originally planned.
How to pay with NFC
NFC linking with your preferred bank application It is a simpler task than it seems, the first thing is to activate this parameter, for example from quick settings. Swipe from top to bottom and tap on the icon that marks as “NFC”, if you tap on it for more than a second it will open the settings, which is where we want to go.
Within «NFC», you will see that it marks «Default application», click here and choose, for example, the bank, if you do not have the app installed, it will not appear. You need to have the login together with the password, always protect with the fingerprint, it is essential for your security to be high, as much as possible so that only you can access it and not anyone who could pick up your phone.
To pay with NFC, do the following:
- Activate NFC from the quick settings
- Click on the option and it will open the NFC setting, activate it to the right, it usually comes by default deactivated
- Link your bank in “Default App”, choose your bank and accept
- Rest the back of your phone on an NFC reader or tag to make a payment, send files, and more
- And that's it, it's that simple it is for example to pay something, for example a purchase you make in your trusted supermarket, it is what you can do, in addition to paying something in the Post Office or another entity where you make the corresponding payments month by month
Payments with NFC will always be paid with the card that becomes associated, the SIM is another one that you can use, if it is associated with a specific account. Payments will be immediate, so it will be executed once you pass it through the issuer, in this case the POS, machine or derivative that can be read by this system.
Put NFC on your phone
NFC can be implemented to the phone, for this there is a method that is just as valid, it will act like this when put on the phone. These will act as stickers, they are essential if you want to use them, the good thing is that you stick them in one place, specifically on his back for example and always under the cameras.
Its approximate price starts at a few euros, the outlay is not too much, the configuration is one of the measures that we must carry out once we acquire it. It will be similar to any device we have purchased as external hardware to the phone, although it will be enough to find it and configure it with the banking app.
Getting one at a good price goes through sites like AliExpress, Amazon or websites where they sell technology things, this adhesive is ideal and quick to install. The user will be the one who has to install it once it arrives at home, not needing much to start working with it. Some banks have been facilitating this type of stickers for users, which must be put on the phones to start paying with the device anywhere.