If you are looking for alternatives to PayPal to buy safely over the internet, in this article we will show you the best options available on the market. Buying online allows us to offer us a series of advantages to which many users have become accustomed and which they are not willing to give up.
But, it is useless to use a payment method that does not ensure that our payment data can circulate freely on the internet. PayPal is, since its inception, the best way to buy online. However, as the years have gone by, interesting alternatives have come to the market that we will talk about in this article.
What is PayPal and how does it work?
PayPal is a platform for making payments securely over the internet. Instead of using the numbers of our credit or debit card, with PayPal we only have to use the data of the account of this platform.
The means of payment that we want to use to pay through PayPal are only available on the platform.
When we use PayPal to pay for purchases, it is the platform that is responsible for making the payment using the payment method that we have established in our account.
We do not have to share our card details at any time, only when we register with PayPal.
PayPal was born in 1997, but it was not until 2002 that it became popular after being acquired by eBay. Since then, it has always been the favorite platform of the users of this platform.
As the years have passed, there are many businesses that have adopted PayPal as a payment method, due to the guarantees it offers both for the buyer and for the seller.
How PayPal works
PayPal works through an email account. When you want to use this platform to make a payment, you just have to enter your PayPal account details and authorize the payment.
This platform will automatically take care of making the payment to the supplier and making the charge in the type of account you have specified: credit card, debit card, bank account or PayPal balance.
In addition to allowing us to make payments for purchases or services, with PayPal we can also send money to our friends and family without any commission.
When we make a payment for a service or product, PayPal adds a commission to the seller, a commission that will allow us to make a claim on the platform in case the conditions are not met.
But, if at the time of sending the money, we indicate that it is a friend or relative, the receiver of the money will not have any commission.
This must be taken into account because some sellers want to be paid in this way to avoid the commission, something that logically we should not do if we do not want to give up our rights as consumers.
The money we can generate from the sales we make, we can quickly transfer it to our account without commissions.
PayPal Alternatives
Prepaid card
Using a prepaid card, which we can recharge whenever we want with the amount we want, is one of the safest payment methods to buy online.
These types of cards are not associated with a checking account or a credit card, so if the card data is leaked, we will not receive charges for purchases that someone may make, charges that are practically impossible to return.
Amazon Pay
If you have an Amazon account, you can use Amazon Pay to make your purchases over the internet, as long as this option is available on the website where you want to buy.
Amazon will handle the charges to the same credit or debit card associated with your account. If you have any issues with the product, just contact Amazon and Amazon will take care of the rest.
Google Pay/Samsung Pay
The NFC chips of mobile devices not only allow us to pay with the mobile. They also allow us to make payments through the internet securely. On Android, we have Google Pay and Samsung Pay (the latter only for Samsung devices).
When using any of these platforms, they will be in charge of making the payment through the credit or debit card that we have previously established.
Bizum
Although It is not usual to use this form of payment through the internet, little by little it is more common to meet her.
To pay with Bizum we do not have to share our credit card details, we just need to know the phone number of the seller's Bizum account.
Bizum works through a phone number. In other words, if you want to pay Fulanito for a product or service, you just need to know his phone number.
Bizum's problem is that you can't void sent payments. If you make a payment, you agree to the product or service you are purchasing.
Buy safely over the internet
All the alternatives that I have mentioned in this article are completely safe to buy over the internet, as long as we know that the website where we are going to buy is reliable, and we know that our card details will always be safe.
However, the first thing we must do is check if the website uses the https protocol. The https protocol encrypts all content that is sent from the computer that connects to the servers. In this way, if this information is intercepted by the friends of the alien, they will never be able to decipher it.
Another point to consider is whether or not the website is reliable. The only method to make sure if a website is reliable and if it will send us the product that we have bought is to search the internet for opinions.
Generally, users only speak badly about a platform when they have had a problem. It is very difficult to find positive opinions about any product or service through the internet.
If, even so, you do not trust yourself, the best payment method is and will remain PayPal. PayPal allows us to open disputes when a product or service is not as advertised. In the dispute, we must justify the reason why we have opened it just as the seller also has the right to defend himself.
If the seller does not show signs of life within a set period, automatically PayPal will cancel the payment and return the amount to your account.
Cancel the payment through a credit card or a payment platform is an odyssey that can take us years (and I say this from my own experience).
The alternatives to PayPal are very good, but if there is a problem, the best is this veteran payment application through the Internet. With more than 20 years in the market, still there is no valid alternative that can stand up to, especially when making claims.