Kuchengetedza mari hakusi nyore nguva dzose, asi dzimwe nguva zvinogoneka. Tinogona kusevha euros mashoma pese patinosvika kuenzanisa mitengo yekutenga yatinoda kuita, zvese tisati tasarudza pane chimwe kana chimwe chigadzirwa. Kune akawanda mafomu anotibvumidza isu kuchengetedza mari yakanaka pakupera kwemwedzi.
Kudzora mari ndeyemwaka, kusvika pakupera kwemwedzi dzimwe nguva zvinotora dzimwe nguva zvakanyanya kupfuura vamwe, saka kutambanudza muhoro wedu kunoenda nekutenga zvinhu zvatinoshandisa mazuva ese. Kune iyo manejimendi mune zvese, izvo zvinoshandiswa zvinokutendera kuti uone mashandisiro ezuva nezuva zviri kushanda, vhiki nevhiki uyezve nemwedzi.
Bhokisi reMari
Kunyorera kweBritish kusevha iko zvino kwave kuwanikwa muEurope kugadzirisa zvese zvinodhura nekutenga zvatinoita zuva nezuva. Icho chirongwa chinoda kubatana neebhangi chero bedzi iwe uchiziva ese mafambiro ekuita yakajairwa chiyero.
Kana iwe uchida kuchengetedza sechinangwa, iyo app inotibvumidza isu kuseta chinangwa uye gadzirisa kuwanda kwekuchengetedza pamwe nezviyeuchidzo kana iwe uchida kupa kamwe-kamwe mupiro. Mari Bhokisi inokupawo iwe sarudzo yekuisa mari iyo yekuchengetedza mumari, masheya uye mapenjeni zvirongwa.
Iko kushandiswa kwekushandisa kuri kwemahara, kunyangwe kana iwe ukashandisa masevhisi eMari Bank ichatibhadharisa kwakatenderedza 1,10 euros pamwedzi nekuda kwayo. Iko manejimendi manejimendi eapp anoita kuti ive imwe yeakanakisa mari ekuchengetedza maapp, kunyanya yekubatana neakaundi yedu uye kuongorora zvese kubva pakutanga kusvika kupera kwemwedzi.
coinscrap
NaCoinscrap kuchengetedza ichave iri nyaya yekumisikidza zvinangwa uye nekumisikidza chimiro chekuchengetedza chinotikurudzira kubva pakutanga. Kutanga kuishandisa, iyo app inotibvunza mibvunzo misere yekutanga, yese inofanira kupindurwa kuitira kuseta chimiro mune chishandiso.
Paunongopindura mibvunzo, iko kunyorera kunobatsira iyo yekuchengetedza simba uye zvinokwanisika zvinangwa, kune izvi zvakakosha kuti uwedzere iyo yekutarisa account uye kiredhiti kadhi kuti uite. Coinscrap inoita kuverenga kwevhiki kutenderera uye nekuchinjisa kuinishuwarenzi yehupenyu kwatinogona kubvisa mari yacho kana uchida.
Coinscrap ine zvinyoro uye zvipo zvenguva, kuverenga pamusoro pekuchengetedza kuburikidza nemitemo inoiswa nechishandiso kana uchinge waiisa. Iyo ndeimwe yeakanakisa kunyorera kuchengetedza mari, nekuti ichagadzirisa euro neeuro izvo zvawakashandisa, pamwe neizvo zvasara. Icho chirongwa chemahara.
Kutaura
Mutauri anozo chengeta yako yemubhadharo, bhajeti uye kuchengetedza Parizvino, ine kuronga kune vese mushandisi uye mhuri. Pakati pezvakakosha zvinhu ndeye mari uye mari infographic, gadzira akagovaniswa mapotifolio nemhuri uye neshamwari, pamwe nezvimwe zvakawanda.
Iko kunyorera kuri mumari zhinji, yakakwana kuronga chero rwendo kana zororo iwe urikufunga kuita mumwedzi inotevera. Kana iwe uchida kuita yakasimba mhuri chirongwa iwe unogona kuchigadzirisa pese paunoda uye ichagadzirisa mari yako nemari yaunoshandisa zuva nezuva.
Mune girafu inotiratidza mari uye mariKune izvi isu tinofanirwa kuisa iwo maviri ma data nemaoko, zvinogona kunge zvichinetsa, asi zvinoshanda. Iko kunyorera kuri mahara uye kwato pfuura miriyoni kurodha kubva kutangwa kwekutanga vhezheni.
Tonic
Iyo Fintonic application ndeyeiyo yakasarudzika kana zvasvika pakuponesa mari, sezvo iri yeimwe yakazara kwazvo uye imwe yeanodiwa nevashandisi. Zvinoita kuti tiite muyero wemari, mari uye kutiratidza chikwereti, kunyanya kuziva izvo mabhengi anofunga nezve mamiriro ehupfumi.
Paunenge iwe waisa data rako rezvemari, Fintonic inokuzivisa iwe nezve chero kufamba kunoitwa neakaundi yako, ichakuratidza chiziviso kana iyo account iri padyo nekuve shoma kuitira kuti vasakunyengere nemakomisheni. Kana iwe ukatambira mari uye makomisheni, zvinokuratidza chiziviso kumusoro neshoko.
Iyo Fintonic app inoda kunyoreswa kuburikidza neemail pamwe nemakiyi ebhangi rako kuti ugone kubata zvese zvekutanga-ruoko. Icho chimwe cheapurogiramu anonyatsogadzirisa mamiriro emaakaundi ako uye inowanikwa mahara kune Android.
oingz
Kana iwe uchitsvaga iyo app inogadzirisa zvese zviri nyore uye ine intuitive interface ichi chishandiso chawanga uchitsvaga. Oingz anokumbira iwe data kuti uise ese iwo nemaoko pasina chikonzero chekuti iwe uenderane neako bhangi.
Basa raOingz nderekuchengetedza mari zvakanakaChengetedza zvaunoshandisa nekupinda chimwe nechimwe chazvo zuva nezuva uye pachave neyakaenzana pakupera kwevhiki uye imwezve pamwedzi. Kana iwe ukatsauka nehurongwa hwemanyorerwo, zvinokuraira iwe kuti iwe haufanire kuita uye kuti iwe uri kumberi kupora.
Kutenda kune iyo data iwe yaunopa, Oingz achakuziva iwe kuti utaure zvinangwa, pakati pavo ndeyekuyedza yakanyanya nekubhadharwa kwemabhiri, chikafu chekushandisa uye zvimwe zvakasiyana. Iyo ine anodarika zviuru makumi mashanu kurodha pasi uye inotarisira kukwira sezvo chiri chimwe chemaapplication ayo akakosha chaizvo kuedza.
1Mari
1Money ndeimwe yeakanakisa mamaneja ekuchengetedza mari kuitira nyore kushandisa, sezvo iine dzidziso yekubata kana tangonyora uye totanga kuishandisa. Inoratidzira girafu ine zvikamu zvemubhadharo, izvo zvinotengeswa nemazuva uye mukana wekubatanidza maakaunzi emakadhi edu.
Kana tangovhura 1Money, inonyatso tsanangura zvese kuitira kuti iwe ugone kuwana zano pane zvaunogona kuita neapp kana uchinge waivhura pafoni yako. Iyo ine data yekufananidza mugore uye ichajekesa mikana yekuchengetedza pane zvaunotenga uine zvakawanda sarudzo.
Sokunge izvo zvaive zvisina kukwana, iko kunyorera kunotiratidza girafu yezvose zviri kuitika, kana iwe ukaenda kubva pamubhadharo pamusoro pemari, ichakupa zvinongedzo pamaitiro ekuderedza zvese usati wapererwa nemari. Iyo application yatove inodarika miriyoni kurodha pasi uye inobatsira kwazvo kune chero munhu anoda kuziva mamiriro eakaundi.
Goin (Wana nemari imwe neimwe)
Goin imwe sarudzo huru kana ukaronga kuchengetedza mari Sezvo vhiki dzinopfuura, inopa nzira dzakasiyana dzekuchengetedza mari. Kutanga kuishandisa tinofanirwa kuayananisa, pamwe nekugadzirisa chinangwa uye nekuwedzera iyo account kuwedzera kune iro rako bhangi account.
Iyo inotenderera kusvika kune inotevera euro, chengetedzo, izvi zvinotipa isu sarudzo yekuchengetedza yakatarwa mari pavhiki kana pamwedzi uye otomatiki kuchengetedza, izvi zvicharatidzirwa nemushandisi, kungave zuva nezuva, vhiki nevhiki kana pamwedzi. Izvo zvinonetsa ndeimwe yesarudzo ichaitwa munguva pfupi nekambani.
Goin mukuwedzera kwekutipa isu mari inokutendera iwe kuti uise mari mukuunganidza vanhu, cryptocurrencies (iyo mari dzakasiyana uye paine mari shoma) uye ETFs. Iko kunyorera kunorema zvishoma uye kunopedza chero chinhu kunyangwe tikachirega chakashama chichijairika.
BBVA - Sevha usingazvizive
Kana iwe uine BBVA sebhangi, unenge uine chako chikumbiro chekuchengetedza mari Kushanda nesimba nekugara uchigamuchira zvibodzwa zvakasiyana. Kuti uishandise iwe unofanirwa kunge uri mukati mePurogiramu yako Redondeo Account, zvichave zvakakwana kuti utaure nebhangi zvakananga patafura.
Kuti uishandise, iwe unoda chishandiso mukuwedzera kumaakaundi maviri, imwe yacho ichave iri yakajairwa dhibhidhi account uye imwe yacho ichave saiti iyo mari ichaenda kuipatsanura kubva kuakakosha account. Neyechipiri iwe unogona kushanda zvakafanana uye ive nayo ichienda kunoisa muaccount huru.
Ndizvozvo chaizvo application inoshanda otomatiki kana iwe waisa mafirita pairi, BBVA - Sevha usingazive kuti yakagadziriswa uye yatove nevatengi vanopfuura mazana matatu ezviuru muSpain mose. Icho chiri muchiSpanish uye kumisikidza kwacho kwakanyanya, zvinongokutorera iwe maminetsi mashoma kana iwe uchida kuishandisa.
Baths
Arbor haigone kushaikwa pakati pezvikumbiro kuchengetedza mari uye ita kuti ive kupera kwemwedzi, nekuti inoshandisa nzira yakafanana chaizvo neCoinscrap. Iwe unogona kushandisa kutenderera kune yega euro, kumisikidza kuendeswa kune mamwe maakaunzi uye kuzvinetsa pachako kuti uwane zvakazara kubva muhoro waunogashira.
Tinofanirwa kunyoresa kuti tishandise, batanidza kadhi rekubhangi raunoshandisa senguva dzose uye rinotanga kurekodha mari, uchishandisa kutenderera mune ese iwo. Izvo zvichatibvunza isu imwe account account kuti tiise iyo yese iyo mari kuti chishandiso chinogadzirwa mumavhiki ese akachengetedzwa.
Arbor yakafanana nemamwe maapp, mari iyo yatinochengeta tinogona kuisa muzvinhu zvakasiyana (Iine nzira nhatu dzekudyara: inochengetedza, yakaenzana uye ine hukasha), kusanganisira mari yakachengeteka, chinova chimwe chezvinhu zvakawanda zvaunogona kana uchinge wairodha pasi. Iko kunyorera kuri mahara zvachose uye kwakagadzirirwa kuti uwane zvakanyanyisa kubva kuaccount yako kana kana uine akati wandei, isa mari kune vese.
