La ibhanki ye digital Ngumkhwa ofumana abalandeli abaninzi nangakumbi, kuba ibonelela ngentuthuzelo, isantya kunye nokhuseleko xa silawula imali yethu. Ngee-apps zebhanki zedijithali, sinokufikelela kwiimveliso zethu zebhanki kunye neenkonzo kwisixhobo sethu se-Android, ngaphandle kokuya kwisebe okanye ukuma emgceni. Ukongeza, sinokusebenzisa iingenelo ezinikezelwa yi amaziko edijithali, njengamakhomishini aphantsi, inzuzo ephezulu kunye neemeko ezingcono.
Kodwa, Zeziphi ezona zokusebenza zibalaseleyo zebhanki zedijithali kwi-Android? Kweli nqaku sibonisa ezinye zezona zikhetho zibalaseleyo, ngokoqikelelo lwazo, ukusebenza kunye noyilo. Ezi zixhobo ziya kukuvumela ukuba ujonge iiakhawunti zakho, wenze imisebenzi, iimveliso zekhontrakthi kwaye wonwabele izixhobo zemali kwiselfowuni yakho. Sukuphoswa yiyo!
Yintoni i-app yebhanki yedijithali
Omnye app yebhanki yedijithali sisicelo esiphathwayo esivumela ukufikelela kwiinkonzo zemali kunye neemveliso zebhanki ukusuka kwisixhobo se-Android. Nge-app yebhanki yedijithali, ungabonisana ibhalansi, yenza imisebenzi, iimveliso zekhontrakthi kwaye wonwabele izixhobo zemali kwiselula yakho, ngaphandle kokuya eofisini okanye ukuma emgceni.
Usetyenziso lwebhanki lwedijithali lunokuba ziindidi ezimbini: izigqeba zebhanki zemveli, ephelelisa unikezelo lwabo oluphathekayo ngonikezelo lwedijithali; kunye neeapps ze amaqumrhu ebhanki yedijithali, esebenza kuphela nge-Intanethi kwaye inikezela ngeenzuzo ezinjengeekhomishini eziphantsi, inzuzo ephezulu kunye neemeko ezingcono.
Iiapps zebhanki zedijithali zibonelela ngeenzuzo ezininzi kubasebenzisi, ezinje:
- Intuthuzelo: Iinkonzo zebhanki kunye neemveliso zinokufikelelwa naphi na nangaliphi na ixesha, ngokuba noqhagamshelo lwe-Intanethi.
- Khawuleza: Unokwenza ukuthengiselana, iintlawulo, ukudluliselwa okanye izivumelwano kwimiba yemizuzwana, ngaphandle kokulinda okanye amaphepha.
- Khu seleko: Iinkqubo zokhuseleko kunye ne-encryption zisetyenziselwa ukuqinisekisa ubumfihlo kunye nokunyaniseka kwedatha kunye nokusebenza.
- ulawulo: ungajonga ubume beeakhawunti, iintshukumo, izilumkiso kunye nezaziso ezivela kwi-app, kwaye ube nombono wehlabathi jikelele wezezimali zomntu.
- Ukulondoloza: Iikhomishini, iindleko okanye inzala eyenziwe xa usebenzisa iinkonzo zebhanki okanye iimveliso zinokuphetshwa okanye zicuthwe.
I-Revolut, enye yezona zixhobo zihle kakhulu
I-Revolut yi-app yebhanki yedijithali esekwe e-United Kingdom, kodwa ekuvumela ukuba usebenze ngeemali ezahlukeneyo, ube nekhredithi okanye ikhadi lebhanki, kwaye uthumele imali ngedijithali, ngokuthe ngqo kwisicelo. Le app inokalisho lwe 4,5 ngaphandle kwe-5 kuGoogle Play Store, kwaye yenye yezona zidumileyo phakathi kwabasebenzisi.
Eminye yemisebenzi ebonelelwa nguRevolut yile:
- Ukutshintshwa kwemali Akukho khomishini okanye iireyithi zotshintshiselwano ezifihliweyo.
- Udluliselo lwamazwe ngamazwe simahla okanye ixabiso eliphantsi ukuya kumazwe angaphezu kwama-30.
- Ikhadi elililo enokusetyenziselwa ukuthenga kwi-intanethi okanye ngokwasemzimbeni.
- Ukulawulwa kweendleko ngokweendidi kunye nezilumkiso zesiko.
- ukufikelela kwi-cryptocurrencies njengeBitcoin, iEthereum okanye iLitecoin.
- i-inshurensi yokuhamba kunye nezinye iinkonzo ezongezelelweyo.
I-Revolut ibalasele ngokulula kwayo ukusetyenziswa, ukungafihli kunye nokhuseleko. I-interface yayo ilula kwaye icacile, ibonisa iintshukumo, izenzo ezilindileyo kunye nohlaziyo lobume beakhawunti ngamaxesha onke. Ukongeza, ikuvumela ukuba uvale okanye uvule ikhadi kwi-app, ubeke imida yenkcitho okanye tshintsha iPIN.
I-BBVA: yeyona app ipheleleyo yebhanki ephathwayo
BBVA liziko lebhanki lemveli elikhethe ukuguqula idijithali kwaye liphuhlise i-app yebhanki ephathwayo epheleleyo nesebenzayo. Le app inokalisho lwe 4,4 ngaphandle kwe-5 kuGoogle Play Store, kwaye yenye yezona zinto zikhutshelweyo kwaye zifakwe kwizixhobo ze-android.
Eminye yemisebenzi ebonelelwa yi-BBVA yile:
- Uthethwano kunye nolawulo yeeakhawunti, amakhadi, mboleko, imali yokubambisa, imali yotyalo-mali kunye nezinye iimveliso.
- Ukwenza imisebenzi ezifana nokudluliselwa, iintlawulo zeselula, mobile top-ups okanye imali ukutsalwa ngaphandle ikhadi.
- ukuqeshwa ngokukhawuleza zezinye iinkonzo ezifana ne-inshurensi, izicwangciso zomhlalaphantsi okanye iidiphozithi.
- Inkonzo yeBizum ukuthumela okanye ukufumana imali phakathi kwabantu.
- i-aggregator yezemali ukubona zonke iiakhawunti zakho zebhanki kwindawo enye.
- izixhobo zemali ezinje ngekhaltyhuleyitha, izifanisi okanye iingcebiso ezenzelwe wena.
I-BBVA ibalasele ngomsebenzi wayo, uvavanyo kunye noyilo. I-app yayo yenye yezona zinto zilungiselelwe, zikhawulezayo kwaye zihlala kwimemori encinci. Ukongeza, inoyilo olucocekileyo, olunembile olulungiselelwe iimfuno zomsebenzisi. Kwakhona inika ukhuseleko kunye nokuzithemba xa usebenzisa iinkqubo zebhayometriki ezifana Iminwe yeminwe okanye ukubonwa kobuso.
ING: eyona app yebhanki ecacileyo kwi-intanethi
ING liziko lebhanki le-intanethi elinikezela ngeemveliso kunye neenkonzo zemali ngaphandle kweekomishini okanye iimeko. I-app yayo yebhanki ye-intanethi inomlinganiselo we 3,8 ngaphandle kwe-5 kuGoogle Play Store, kwaye ungomnye wabameli abaninzi becandelo.
Eminye yemisebenzi ebonelelwa yi-ING zezi:
- Ukufikelela kuzo zonke iimveliso okanye iinkonzo ukuba kukho isivumelwano, ezifana akhawunti, amakhadi, mboleko, mortgages, imali yotyalo-mali kunye nabanye.
- Jonga kwaye ulawule iindleko zakho kunye nomvuzo ngokweendidi, kunye neetshathi eziqhelekileyo kunye nezilumkiso.
- Ukusekwa kohlahlo lwabiwo-mali lomntu ukukhuthaza ukonga kwakho kunye nokulawula imali yakho.
- Ukudalwa kweebhanki zehagu ezibonakalayo ukuzibeka kwaye ufezekise iinjongo zogcino ozifunayo.
- i-aggregator yezemali ukubona zonke iiakhawunti zakho zebhanki kwindawo enye, nokuba zisuka kwi-ING okanye hayi.
- Inkonzo yeBizum ukuthumela okanye ukufumana imali phakathi kwabantu okanye ukuhlawula izinto ozithengileyo kwi-Intanethi.
I-ING ibalasele kuyo ukulula kunye nokungafihli. I-app yayo ibonelela ngamava alula kwaye akhululekile kumsebenzisi, ngaphandle kweengxaki okanye iimfuno. Ukongeza, ivumela ukufikelela kuzo zonke iinkonzo ze-ING kunye neemveliso ezivela kwiselula yakho, ngaphandle kokuya eofisini okanye ukufowuna. Kwakhona inikeza ukhuseleko kunye nokuthembana xa usebenzisa iinkqubo zebhayometriki ezifana neminwe okanye ukubonwa kobuso.
Sukuhlala ngaphandle kwe-app yakho yebhanki ekwi-intanethi
Ukuqukumbela, ezi zezinye zezona zixhobo zokusebenza zebhanki zedijithali ze-Android onokuzifumana kwimarike. Nganye inezibonelelo zayo kunye nokungalunganga, kodwa zonke ziya kukuvumela ukuba ulawule iimali zakho kwisixhobo sakho nge. ukukhululeka, isantya kunye nokhuseleko. Siyakumema ukuba uzame kwaye ukhethe eyona ifanele iimfuno zakho kunye nezinto ozikhethayo. Sukuhlala ngaphandle kwe-app yakho yebhanki yedijithali kunye ujabulele zonke iingenelo Inika ntoni!