Ngenxa yeefowuni eziphathwayo sinokwenza izinto ezininzi ngabo, kuquka ukukwazi ukuya ngaphandle isipaji yethu ngokukwazi ukudibanisa up nebhanki. Oku kuya kusisindisa ekuphatheni izinto ezininzi kunye nathi, koko kwenziwa zizigidi zabantu ehlabathini lonke namhlanje.
Iintlawulo kunye nayiphi na i-terminal iya kwenziwa ngokudibanisa inombolo yekhadi kwisixhobo, kuya kufuneka sibe ne-NFC ukuba sifuna ukuba le nto yenziwe ngempumelelo. Ukuba i-smartphone yakho ayinayo i-NFC, kunokwenzeka ukuba ungeze enye, nokuba ibonelelwe yibhanki yakho okanye uthenga enye ngee-portals zeCommerce ezahlukeneyo. siza kukubonisa indlela yokuhlawula ngeselula, zonke zisebenzisa zonke iindlela.
Imfuneko ebalulekileyo yeentlawulo
Ifowuni ofuna ukuhlawula ngayo kufuneka ibe ne-NFC, ukuba akunjalo, uneendlela zokuba ifowuni yakho ibe nalo mboniso ubalulekileyo. Into yokuqala kukukhangela ukuba unayo le teknoloji, unokwenza oku ngeendlela ezininzi ukuyifumana kwiisethingi.
Ukujonga ukuba ngaba unayo okanye hayi eyakhelwe-ngaphakathi NFC, yenza oku kulandelayo kwifowuni yakho:
- Bonisa izicwangciso ezikhawulezayo, kuba oku kufuneka uye kwikona ekunene kwaye ubonise ukusuka phezulu ukuya phezulu ukubona ukuba iyavela na apha, ngamanye amaxesha ayibonisi kuba ifihlwa ngokungagqibekanga
Ifomula yesibini kukujonga useto, kwaye yenziwa ngolu hlobo lulandelayo:
- Vula ifowuni yakho kwaye uye ku "Settings"
- Kwibhokisi ethi "Khangela" beka "NFC" kwaye ulinde ukubona ukuba olu seto luvela, ukuba akunjalo, awunalo, nangona unakho ukukhangela "kuQhagamshelo" okanye "Uqhagamshelwano olungakumbi"
- Ukuba uyavela, cofa kwi-NFC kwaye ucofe iswitshi ekunene
- Nxulumanisa isicelo esingagqibekanga, kwimeko yethu sibeka "i-Openbank" kwaye ikhadi liya kunxulunyaniswa ngokuthe ngqo ukwenza intlawulo ngekhadi lethu lebhanki eliya kuba sele lisebenza.
Siza kuyishiya i-NFC isebenze, ukuze sibone indlela yokwenza iintlawulo kunye nezinye izicelo, kuquka ibhanki yakho, PayPal kunye nezinye iindlela ezikhoyo. Eli nyathelo libalulekile ukwenza, uqwalaselo lubaluleke kakhulu kwaye ngakumbi ukuba awuzange ulwenze ngaphambili, ngoko unokuqala ukusuka ekuqaleni.
Iindlela zokuhlawula ngefowuni
Kukho iinketho ezine xa uhlawula ngefowuni, enye yazo kukuba neakhawunti edityaniswa, njengebhanki yakho. Wonke umntu unenombolo, ukuba unekhadi, qwalasela yonke le ngongoma ukuze uhambe ngokukhawuleza xa wenza nayiphi na intlawulo ngayo.
Ukusetyenziswa kwebhanki yakho: Yeyona ndlela ikhululekileyo yokwenza nayiphi na intlawulo, nokuba kungefowuni, kunye nokulawula iindleko, ikubonisa yonke into ngokweenkcukacha. Asiyi kudinga nangaliphi na ixesha ukuya ebhankini, sazise ikhadi lomzimba kwaye usinike isiqwenga sephepha ngolwazi ukuya kuthi ga kulo mzuzu.
SamsungPay: Ifemu yaseKorea iSamsung ikhethe indlela yayo yokuhlawula yokuhlawula ngayo nayiphi na imali kwivenkile enkulu, kwivenkile, kwishishini okanye kwiziko lokuthenga. Njengesicelo sebhanki, iya kunxulunyaniswa kwaye iintlawulo ziya kuya kwiakhawunti yethu, eya kuba noxanduva lokuyihlawula.
Google Pay: Le ndlela yokuhlawula iyasebenza ekuthengeni ngokomzimba nange-Intanethi. Kufuneka ukhuphele kwaye uyifake, kwaye uzichaze ukuba ukwazi ukuyisebenzisa naphi na. Iyakucela i-akhawunti yebhanki eya kudityaniswa nayo kwaye ifanelekile njengekhadi lebhanki elinxulumene nesixhobo onaso. Yivule kwaye usondele kwisixhobo esingaqhagamshelwanga kuso
ngokukhawuleza uhlawule nantoni na, ukuthengwa kwenyanga, intlawulo encinci, phakathi kwabanye.
Apple Pay: Oku kunxulunyaniswa naliphi na ikhadi lebhanki esinalo, sonke sisebenzisa isicelo kwi-terminal yethu kunye ne-iOS njengenkqubo yokusebenza. I-Apple Pay sisixhobo esele sisetyenziswa zizigidi zabantu kwihlabathi liphela kwaye i-NFC iyafuneka ukuze ukwazi ukusebenzisa le nkqubo kwi-iPhone okanye kwi-iPad yethu.
Hlawula ngePayPal
Ukuba ukhetha ukwenza intlawulo ye-intanethi kwaye akufanele uye kuyo nayiphi na ivenkile, kungcono ukusebenzisa le nkonzo esele isebenze iminyaka emininzi njengendlela ekhuselekileyo. Xa uthenga nantoni na phantse usoloko unenketho yokwenza oku ngePayPal, inkonzo eyadalwa nguKen Howery, uMax Levchin, u-Elon Musk, uLuka Nosek, uPeter Thiel noYu Pan.
Ukuqala ukuyisebenzisa kufuneka wenze iakhawunti, ukwenza njalo, yiya ku iphepha, qinisekisa iakhawunti yakho yebhanki kunye nekhadi (iya kukwenza enye i-micropayment) kwaye uvule iakhawunti yakho. Unokuhlawula kwiisayithi ze-Intanethi, ukuba uzama ukugcina imali kunye nemveliso, i-PayPal ikuvumela ukuba ubuyisele imali kwi-akhawunti yethu.
I-PayPal ikuvumela ukuba uthumele imali kwiakhawunti ehambelana nayo., ukuba ufuna ukwenza intlawulo encinci okanye enkulu, hlawula into ethile ngezavenge (oku kutsha), yenza i-invoyisi kunye nezinye izinto ezininzi. Ukuba uyayithanda le ndlela, isetyenziselwa ukuhlawula ngefowuni nge-Intanethi kwaye zonke ngaphandle kokunika ikhadi lakho lebhanki.
Bizum, iintlawulo ezinxulumene nenombolo yefowuni
Ikhawuleze yafumana inxalenye enkulu yemarike ngokukwazi ukuhlawula kwangoko imali esiyifunayo, zonke zisebenzisa inombolo yomnye umntu. Khawufane ucinge ukuya ebharini, uodole isiselo, ukutya okanye into ethile ukuba sifuna kwaye sithumele intlawulo encinci kumntu ophethe elo shishini, zonke ngaphandle kokuhamba nge-dataphone.
I-Bizum isebenza ngeebhanki, ezininzi sele zidibene kwaye ilungile ngathi yintlawulo yomnini wekhadi, konke ngokulula ngokucofa ukhetho kunye nokuhlawula. Ayizizo zonke iivenkile, iivenkile okanye iibhari ezikuvumelayo, kodwa kuya kuhlala kungafanelekanga ukubuza umntu ophetheyo kwesi siza.
Ukuba sele uyisebenzise ngaphambili, kufanelekile njengenye indlela, nangona awukwazi ukwenza iintlawulo kwiindawo ze-intanethi, ngokungathi i-PayPal iyayivumela, umzekelo. Le yinto onokuthi ukuba uyayazi indlela yokusebenzisa, uya kuba nakho ukufumana into enkulu kuyo. I-Bizum yenziwe nguMbutho weeNkqubo zeNtlawulo ye-SL, esele idlula abasebenzisi abazizigidi ezi-6. Ikomkhulu layo liseMadrid.