Kancinci kancinci, kwaye ngokufuthi ngokungaqhelekanga, imali ebonakalayo iye yanyamalala kokubini kwiipokotho zethu nakubomi bemihla ngemihla babantu abaninzi. Umkhwa owenziweyo kwaye, ngakumbi ngenxa yobhubhane, uye wathandwa ngakumbi. Yonke imihla kuqhelekile ukusebenzisa iselfowuni kuyo yonke into, ukuguqula ezi zixhobo zibe lulwandiso lwezenzo zethu zemihla ngemihla. Kodwa umbuzo obuzwa ngabantu abaninzi ngulo, Zeziphi ezona izicelo zentlawulo yeselula? Njengoko siza kubona kulo lonke eli nqaku, azifani zonke, kwaye azikhuthazwa ngokulinganayo., ngakumbi kuxhomekeke kwiziphi iimeko.
Ukuba uyathandabuza ngayo, kwaye kubonakala ngathi yinto eqhelekileyo, sincoma ukuba uqhubeke ufunda, kwaye ke ufunde malunga neendlela ezahlukeneyo zesiqinisekiso apho unokukhetha khona. Ezinye ziyaziwa, ezinye azikho kangako, kodwa inyaniso kukuba, njengoko ihlala isenzeka, eyona idumileyo ayisoloko ilungile.
Izinto eziluncedo kunye nezingeloncedo kwizicelo zentlawulo yeselula
Ukunyuka kobugcisa kunye ne-Intanethi kuye kwavelisa imibuzo emininzi, ngokuqinisekileyo, lixesha kuphela eliya kugqiba ukuphendula. Enye yezona zinto zixhaphakileyo zezi zilandelayo: ingaba imali ebonakalayo iya kunyamalala, ithathelwe indawo ngokupheleleyo zizicelo zokuhlawula ngeeselfowuni? Abaninzi babonakala benomdla kuyo yaye, ngokuqinisekileyo, iingenelo zayo ziyabonakala. Ngenxa yolu qheliselo, umntu akafanele aye kwi-ATM rhoqo ezimbini okanye ezintathu, singasathethi ke ngengxaki yokuphelelwa yimali, umzekelo. Kwinqanaba lokuthuthuzela, ngokungathandabuzekiyo yinkqubela phambili enkulu ekwazi ukwenza ubomi bube lula.
Kodwa asiyiyo yonke into eyintsomi. Ngaphandle kokuya phambili, Okona kube lula kokuhlawula ngeselfowuni yakho ngamanye amaxesha kunokubangela ukuba iindleko zinyuke kakhulu, kwaye unolawulo oluncinci kwinto oyisebenzisayo. Ukongezelela, kukho into ebalulekileyo "kodwa" apho abantu abaninzi bagxininisa ngakumbi imihla ngemihla: ukunyamalala okuqhubekayo kwemali yenyama kuthetha ukuba iibhanki kunye nabasemagunyeni banolawulo olukhulu malunga nokuba yintoni echithwe ngumntu ngamnye kwaye yintoni. Ngamanye amazwi, silawulwa ngakumbi, kunye nokunqongophala kwemfihlo kunye nenkululeko oku kuzisa. Ukongeza, ngokubeka ithemba elininzi kwifowuni ephathwayo, iingozi zinokuthathwa ukuba siphulukana nesixhobo, sibiwe okanye, ngokulula, ibhetri iyaphela.
I-Paypal, enye yezona zicelo zaziwayo zentlawulo yeselula
Okwangoku, i-Paypal ayisiyiyo enye yezicelo ezithembekileyo nezaziwayo zokuhlawula ngeselfowuni yakho, kodwa ikwanenzuzo ngaphezu kokhuphiswano. Eyona nto iphambili, ukuba yindlela yokuhlawula eyamkelwa ngokubanzi phantse wonke umntu kuyo yonke indawo. Ukusebenza kwayo kwenza abasebenzisi abaninzi babheje kuyo. Kulula ukuyisebenzisa, kufuneka udibanise amakhadi kwiakhawunti kwaye, ngale ndlela, kukunceda uphathe imali epokothweni okanye kwi-wallet..
I-Paypal yaqala njengesixhobo esiluncedo sokuthenga nge-Intanethi, ngakumbi kumashishini kwamanye amazwe. Kancinci kancinci, ngokuchaseneyo, iye yaba yindlela efanelekileyo yemihla ngemihla yabantu abaninzi.
bizum
Kubalulekile ukwazi ukuba i-Bizum ayinakuthathwa njengesicelo sentlawulo yeselula njengoko kunjalo, kodwa ekusebenzeni isetyenziswa ngendlela efanayo. Isishwankathelo, sisixhobo apho abasebenzisi banokwenza ukudluliselwa kwemali phakathi kwabo ngendlela ekhululekile, ekhawulezayo kwaye elula. Uninzi lweebhanki lunayo kwaye lubandakanya kwizicelo zabo zeselula, ngoko ke ukuhambelana kwayo kuqinisekisiwe.
Enye yeenzuzo zayo eziphambili kukuba ayibandakanyi iikomishini. Ukususela kwixesha ukuya ekubeni yinxalenye yalo, iye yathandwa ngokwenene kubomi bemihla ngemihla, ngoko ke ukwazi kunye nokuwuthwala kwifowuni akukho kakhulu, isetyenziswe ngakumbi okanye ngaphantsi kamva.
Google Pay
Yonke into enegama likaGoogle iphetha isebenza nokuba yintoni na, kwaye iGoogle Pay ayifani. Ngapha koko, iye yaba yenye yezona zicelo zaziwayo zokuhlawula ngeeselfowuni. Phakathi kweempumelelo zayo kulula kakhulu ukuyisebenzisa, into edla ngokubonakalisa iqumrhu likaGoogle, ukusuka kwi-injini yakho yokukhangela yonke indawo ukuya kwi-imeyile yakho nayo yonke into ephakathi.
Kufuneka ufake kuphela iinkcukacha zekhadi lakho letyala kwi-app, kwaye iibhanki ezininzi zihambelana ngokugqibeleleyo nayo.
Samsung Pay
Xa kuziwa kwithekhnoloji, kuyacaca ukuba akukho mntu ufuna ukushiywa ngasemva, kwaye abaphuhlisi abakhulu beefowuni eziphathwayo bayazi kakuhle. Umzekelo omhle wale nto yi-Samsung yaseKorea, eye yadala i-app yayo yokuhlawula ngefowuni.
Nangona i-Samsung Pay isebenza ngobuchwepheshe be-MST, ikwahambelana neenkqubo ezindala. Yintoni ekusebenzeni iguqulela uncedo olukhulu kubasebenzisi bezi zixhobo.
Ivesi
Namhlanje kukho izicelo ezininzi zokuhlawula ngefowuni yakho ephathekayo kwaye, nangona ezinye zingaziwa njengazo zikhankanywe ngaphambili kulo lonke eli nqaku, inyaniso kukuba akwenzi buhlungu ukwazi malunga nobukho babo. Oku kunjalo ngeVesi yeSpanish, ebalaseleyo kwindlela ekulula ngayo ukuyisebenzisa. Akunyanzelekanga ukuba ube yingcungela yezemali ukuze uzikhusele kwaye uyisebenzise xa usenza udluliselo kunye nazo zonke iintlobo zeentlawulo zedijithali.
Into ebonakalisa uVesi yindlela ekulula ngayo ukwenza ingxowa-mali efanayo kunye naye. Ngenxa yoko, abaninzi iintsapho, abahlobo okanye izibini zihlala zijika kwiVesi xa kufikwa ekucwangciseni uhambo okanye ukwenza uhlobo oluthile lwesenzo esiqhelekileyo. (masithi umhla wokuzalwa okanye into enjalo). Ingayiyenye indlela elungileyo kwezi kunye nezinye iimeko, kwaye asiyi kumangaliswa kwaphela ukuba ngexesha elifutshane iya kuba nempembelelo enkulu ngakumbi phakathi kwabasebenzisi.
