Namuhla kunabantu abaningi abaphatha izimali zabo ngenxa yokuthuthuka okukhulu kwezobuchwepheshe. Lokhu kushintshe ngendlela ephawulekayo, ngoba ngomakhalekhukhwini nje siyabona ukuphathwa kwemali yethu, ngaso sonke isikhathi songa ngayo ngaphansi kweso lethu.
Enye yezicelo ezinhle kakhulu zalokhu yiFintonic, yize namuhla kunamathuluzi amaningana enza ukuphathwa okufanayo nalolu hlelo lokusebenza lwezezimali oludumile. Kungakho sikunikeza ezinye izindlela ezihamba phambili zeFintonic, ngayinye yazo inobuhle nobubi bayo, ukusetshenziswa kwayo ngayinye, kanye nokulanda enakho ngaleso sikhathi.
Wallet
Kithina ngokungangabazeki kungenye yezinhlelo zokusebenza ezinhle kakhulu zokusiza ekuphatheni izindleko, sikhomba lezo zindawo ovame ukuchitha kakhulu kuzo, kanye nokwabela umkhawulo. Lawula konke okuchitha nsuku zonke, masonto onke noma ngenyanga, yonke into iboniswa esikrinini esikhulu, ikhiqiza ngokuningiliziwe ukuthi yiziphi izindleko ngamunye.
I-Wallet ivumela ukuvumelanisa namawashi nge-Android Wear, gcina izithombe zama-invoyisi, thumela imibiko ye-CSV / XLS nokunye okuningi. Uhlelo lokusebenza lungenye yokubonga okuyigugu kakhulu kalula ekuphatheni usuku nosuku, ngaphezu kokukuxwayisa ngezixwayiso zokuhamba.
Uhlelo lokusebenza lwe-Wallet licela ukungena ngemvume nge-akhawunti ye-Google noma ye-Facebook, futhi kufanelekile ukuvumelanisa i-imeyili. Ukuqapha ithuluzi kuphelele uma ufuna ukwenza ukuhlaziywa okuphelele we-akhawunti yomuntu siqu noma eyebhizinisi. Ukuhlaziywa kungamaphuzu ama-4,7 kwangu-5.
UMoneyhero
Nge Moneyhero uzokonga ngokubeka imigomo, kuyasiza kakhulu ukonga inani lansuku zonke elibizayo bese ukwazi ukulisebenzisa entweni oyifunayo. Imvamisa inokubikezela kwenyanga nenyanga, kubalulekile inqobo nje uma kungekho invoyisi edlula ku-akhawunti ngaphambi kokuphela komjikelezo.
Ukucushwa kunembile impela, kufanele ungeze imali engenayo nezindleko zanyanga zonke, ukuze uhlelo lukhombise yonke imininingwane. IMoneyhero ikhombisa isikhombimsebenzisi esicacile nesilulaYingakho beyibona njengenye yezinto ezinhle kakhulu, noma inezici ezingeziwe kune-Fintonic.
Imali
Kuthathwa njengenye yezinhlelo zokusebenza ezifanele ukulawula ukuphathwa kwama-akhawunti wakho, ekahle uma ufuna ukubona ibhalansi yemali engenayo nezindleko. IMonefy izokukhombisa izindleko ngosuku nezinyanga, konke ngezigaba ezahlukahlukene ukuze kube khona ibhalansi ejwayelekile.
Enye yamandla eMonefy ukuthi ine-backup yedatha egciniwe, imibiko idalwa efwini ukuze ikwazi ukuyithola noma kunini lapho ufuna khona. I-Monefy isebenzise i-Dropbox njengomlingani wezipele, ngaphezu kokulayisha okufunayo ngqo.
Umuntu ohambile
Uhlelo lokusebenza lwe-Spendee lungelinye lamathuluzi alungiswa kakhulu kuwo wonke atholakalayo, ngaphezu kokuba ne-interface elula. Khombisa amagrafu anemibala lapho ukhombisa izindleko zansuku zonke, zamasonto onke nezanyanga zonke, zilungile uma ungafuni ukulahlekelwa yimininingwane ye-akhawunti yakho.
Faka izaziso ukwenza izinkokhelo ezihlukile ezisalindile, kuhle uma ufuna ukuhlehlisa i-invoyisi kuze kube usuku oluqondile, futhi ungalungiselela nezimali. Akuyona ivelu enhle kakhulu, kepha iyavumelana nalokho okufunayo umuntu ngamunye, lawula imali engenayo nezindleko.
Imali pro
Uma usuyivulile, ikhombisa ukusebenzisana kohlobo lochwepheshe, ngokungangabazeki kungenye yezinhlelo zokusebenza ezinhle kakhulu zokuphatha imali yakho engenayo nemali. Into enhle ngaleli thuluzi ukukwazi ukulisebenzisela izindawo ezimbili eziyinhloko, lokho kwe-akhawunti yomuntu siqu nokwalowo onguchwepheshe, kokubili kuvumelekile.
Hlanganisa ikhalenda ukuze ukhumbule ama-invoyisi ahleliwe, izinkokhelo zesikhathi esizayo nokuthi yini ongafuni ukuthi yenzeke kuwe, kuzwakala isikhumbuzi. I-Money Pro ingenziwa ngezifiso ngokugcwele, kufaka phakathi izithombe zezithonjana, inezithonjana ezingaphezu kwe-1.500 ezakhelwe ngaphakathi nezinye izinketho eziningi.
I-splitwise
Enye indlela enhle kuneFintonic iSplitwise, uhlelo lokusebenza oluye lwakhula ngokuhamba kwesikhathi ngezigaba laze laba ngenye yezinto ezinhle kakhulu uma kuziwa ekugcineni wonke ama-akhawunti akho. Ungathatha izimali zomuntu oyedwa noma ngaphezulu, amaqembu angahlukaniswa nje ngezigaba.
Kuphelele uma unenkampani, ngoba izomaka zonke izindleko ukukhomba imininingwane, noma ngabe ngama-invoice, izinkokhelo, phakathi kweminye imininingwane. I-Splitwise ikubonisa into ngayinye ngamathebhu, okwenza ibhalansi sheet ekupheleni kwenyanga. Ingenye yezilinganiso ezilinganiswe kakhulu, ifinyelela kuma-4,4 kwangu-5 amaphuzu.
1Imali
Uma ufuna ukulawula imali engenayo nezindleko, leyo evumelana kangcono nezidingo zakho yi-1Money, ngoba ihlela yonke into ngezimpawu nemibala ezolawulwa ngokuchofoza okulula. Kubonisa amashadi, kulinganisa i-akhawunti ngezinsuku ezithile, ngamasonto nangezinyanga.
1Money, njengeMonefy, yenza amakhophi wesipele wedatha egciniwe kuhlelo lokusebenza, kwalokhu kusetshenziswa i-Google Drayivu, kudingekile ukufaka idatha. Ukubhalisa kufushane lapho usebenzisa, ngezinyathelo ezimbalwa zokubhalisa. Ukulandwa okungaphezu kwesigidi nokuya kokuningi.
Ama-Bluecoins
Enye indlela elula yeFintonic yiBluecoins, konke ngenxa yokuba lula nokusebenziseka kalula. Isicelo sisebenza nemali engenayo eyenziwayo, ngaphezu kokungeza izindleko zomuntu siqu, kepha kuyavumelana nanoma iyiphi inkampani ukuze ikwazi ukuyisebenzisa kule ndawo.
Ukusebenza kwayo kuyisisekelo, ngoba lokhu faka uhlobo lwezindleko, inani, igama olabelwe futhi uma ufuna, ngisho ne-invoyisi ku-doc noma ku-PDF. Into enhle ngayo ukuthi uma uhambela phesheya izoguqula imali yamanje eyasetshenziswa kulelo zwe, kulokhu kufanele usebenzise imodi yokuhamba. Amaphuzu afinyelela kuwo angama-4,7 kwangu-5 amaphuzu.
Umthandi Wemali
Thatha izabelomali zasekhaya nezasemsebenzini, uphelele uma ungumuntu ophathekayo, ozisebenzayo noma inkampani ethile, ngoba ngayinye yazo ihlukaniswe ngamaphrofayli. Uhlelo lokusebenza lwe-Money Lover lukuxwayisa uma kunezindleko ezingaphezu kwezilindelekile, ngakho-ke zizokusiza uma wedlula isabelomali esivaliwe.
Faka uhlelo lokonga, ibhange lezingulube elizosetshenziselwa ukonga amanani athile, kumele linikezwe ngumuntu ukuze liphathe uhlelo lwamasu. UMthandi Wemali unewijethi yokubona zonke izindleko, kanye neholo noma nini lapho ulabela. Ingenye yamanani aphambili ku-Google Play Isitolo futhi njengamanje idlula ukulanda okuyizigidi ezi-5.
Toshi Ezezimali
Kuyithuluzi elibalulekile lapho uphatha izimali usuku nosuku, ukwenza imibiko uma usuku seluphelile, kungaba ngosuku noma ngesonto. Uhlobo lwamahhala lukuvumela ukuthi uphathe ama-akhawunti angafika kwamabili, uma ufuna okwesithathu kuzodinga inguqulo ye-premium ngentengo yokuncintisana ngempela.
Uhlelo lokusebenza lusebenza ngama-akhawunti asebhange namakhadi asebhange, ngoba lokhu kuyadingeka ukulayisha ama-akhawunti akho, azoba nakho konke okulawulwa yiwo. Idala izindleko, imali engenayo nezabelomali, ungakha ama-invoice wamakhasimende nokunye okuningi.
ImaliHero
Kuyindlela enhle kuneFintonic, ngoba ungonga ngesikhathi ofuna ukusibekela umgomo, kuhle uma ufuna ukuzitika ezinyangeni ezimbalwa. I-MoneyHero ibikezela isibalo esizoba naso ekupheleni kwenyanga, kuhle uma ufuna ukufika ku-30-31 ngangokunokwenzeka ngemali enkulu.
Ngokusebenza kwayo, kufanele ufake imali engenayo yanyanga zonke kanye nezindleko ezijwayelekile, ungangeza okunye kokubili njengoba unamaseli wamahhala. Izibalo zizokwenza ngokuzenzakalela, zinikeze imiphumela ekupheleni kwesonto ngehluzo ezibukwayo ngemininingwane ephelele. Kubaluleke kakhulu, kutholwa amaphuzu ayi-4,2 kokuhlanu okungenzeka ku-Google Play Isitolo.
Umphathi Wezezimali
Kuyinto umphathi wemali osebenzayo okhombisa isikhombimsebenzisi esicacile ngasikhathi sinye ukuthi kulula ukuyisebenzisa nsuku zonke noma ngezikhathi ezithile, ngoba iyazilawula. Usebenzisa ihluzo, uhlelo lokusebenza luzobonisa yonke leyo mali nezindleko, ngokuba usizo olulula lokuthola konke okuseduze.
IMenenja yeMali inikeza ithuba lokuhlela amabhajethi, ukuphatha ama-akhawunti angafika amane kuhlelo lokusebenza nokubonisana konke ngasikhathi sinye ngokusebenzisa izithombe. Ithuluzi lenziwa ngezifiso ngokugcwele uma uqalaIbuye ibe nezici eziningi zangaphakathi ezenza kube uhlelo oluthakazelisayo.
U-Oingz
I-Oingz ngokungangabazeki uhlelo olufana neFintonic, kepha egxile ekongeni, esinye sezisekelo zayo eziyinhloko ukuze ikwazi ukuziphilisa ngemali. Ngokuya ngesimo sezezimali, uhlelo lokusebenza luzozivumelanisa nohlelo ongonga ngalo inyanga elandelayo.
Kwenziwe kahle, ukusetshenziswa kuphansi impela ngoba akudingi ifoni yesizukulwane sokugcina. Inhloso yethuluzi ukuthi ubona imali engenayo nezindleko ewindini elifanayo, unikeza uhlelo lokugxila uma ubona ukuthi izinombolo zehla kakhulu emasontweni. Inesisindo esingama-megabytes angama-8,9.