La digital banking It is a trend that is gaining more and more followers, since it offers comfort, speed and security when managing our finances. With digital banking apps, we can access our banking products and services from our Android device, without having to go to a branch or stand in line. In addition, we can take advantage of the advantages offered by the digital entities, such as lower commissions, higher profitability and better conditions.
But What are the best outstanding digital banking apps on Android? In this article we present some of the most outstanding options, according to their valuation, functionality and design. These apps will allow you to check your accounts, carry out operations, contract products and enjoy financial tools from your mobile. Do not miss it!
What is a digital banking app
Una digital banking app is a mobile application that allows access to the financial services and products of a bank from an Android device. With a digital banking app, you can consult balance, carry out operations, contract products and enjoy financial tools from your mobile, without having to go to an office or stand in line.
Digital banking apps can be of two types: traditional banking entities, which complement their physical offer with a digital offer; and the apps of digital banking entities, which operate exclusively through the Internet and offer advantages such as lower commissions, higher profitability and better conditions.
Digital banking apps offer multiple benefits for users, such as:
- Comfort: Banking services and products can be accessed from anywhere and at any time, just by having an Internet connection.
- Speed: You can make transactions, payments, transfers or contracts in a matter of seconds, without waiting or paperwork.
- Security: Protection and encryption systems are used to guarantee the confidentiality and integrity of data and operations.
- Control: you can check the status of the accounts, movements, alerts and notifications from the app, and have a global vision of personal finances.
- Saving: commissions, expenses or interest generated when using banking services or products can be avoided or reduced.
Revolut, one of the best rated apps
Revolut is a digital banking app that is based in the United Kingdom, but that allows you to operate with different currencies, have a credit or debit card, and send money digitally, directly from the application. This app has a rating of 4,5 out of 5 in Google Play Store, and is one of the most popular among users.
Some of the functionalities that Revolut offers are:
- Currency exchange No commissions or hidden exchange rates.
- International transfers free or low cost to more than 30 countries.
- Virtual card that can be used for online or physical purchases.
- Control of expenses by categories and custom alerts.
- access to cryptocurrencies like Bitcoin, Ethereum or Litecoin.
- Travel insurance and other additional services.
Revolut stands out for its ease of use, transparency, and security. Its interface is simple and clear, showing movements, pending actions and account status updates at all times. In addition, it allows you to block or unblock the card from the app, set spending limits or change PIN.
BBVA: the most complete mobile banking app
BBVA is a traditional banking entity that has opted for digital transformation and has developed a very complete and functional mobile banking app. This app has a rating of 4,4 out of 5 in Google Play Store, and is one of the most downloaded and installed on android devices.
Some of the functionalities that BBVA offers are:
- Consultation and management of accounts, cards, loans, mortgages, investment funds and other products.
- Carrying out operations such as transfers, mobile payments, mobile top-ups or cash withdrawals without a card.
- Quick recruitment of other services such as insurance, pension plans or deposits.
- Bizum Service to send or receive money between individuals.
- financial aggregator to see all your bank accounts in one place.
- Financial tools such as calculators, simulators or personalized advice.
BBVA stands out for its performance, assessment and design. Its app is one of the most optimized, fastest and that occupies less memory. In addition, it has a clean, intuitive design adapted to the user's needs. It also offers security and confidence when using biometric systems such as fingerprint or facial recognition.
ING: the most transparent online banking app
ING is an online banking entity that offers financial products and services without commissions or conditions. Its online banking app has a rating of 3,8 out of 5 in Google Play Store, and is one of the most representative of the sector.
Some of the functionalities that ING offers are:
- Access to all products or services that you have contracted, such as accounts, cards, loans, mortgages, investment funds and others.
- Check and manage your expenses and income by categories, with custom charts and alerts.
- Establishment of personal budgets to encourage your savings and control your money.
- Creation of virtual piggy banks to set yourself and achieve the savings goals you want.
- financial aggregator to see all your bank accounts in one place, whether they are from ING or not.
- Bizum Service to send or receive money between individuals or pay for your purchases online.
ING stands out for its simplicity and transparency. Its app offers an easy and comfortable user experience, without complications or requirements. In addition, it allows access to all ING services and products from your mobile, without having to go to an office or make a phone call. Also offers security and confidence when using biometric systems such as fingerprints or facial recognition.
Do not stay without your online banking app
In conclusion, these are some of the best digital banking apps for Android that you can find on the market. Each one has its advantages and disadvantages, but all will allow you to manage your finances from your device with ease, speed and safety. We invite you to try them and choose the one that best suits your needs and preferences. Do not stay without your digital banking app and enjoy all the benefits What does it offer!