Saving money is not always easy, but sometimes it is possible. We can save a few euros whenever we come to compare prices of the purchase that we want to make, all before deciding on one product or another. There are many applications that allow us to save good money at the end of the month.
Controlling expenses goes seasonally, to reach the end of the month sometimes it costs some times more than others, so stretching our salary goes through buying things that we use every day. For the management in general, the applications that allow you to see the daily expenditure are valid, the weekly and also the monthly.
Money Box
The British savings application is now also available in Europe to manage all the expenses and purchases that we make on a daily basis. It is an app that will need a connection with the bank as long as you know all the movements to make a general balance.
If you want to save as a goal, the app allows us to set a goal and customize the frequency of savings along with reminders if you want to make a one-time contribution. Money Box will also give you the option to invest those savings in funds, stocks and pension plans.
The use of the application is free, although if you use the services of Money Bank it will charge us around 1,10 euros per month for it. The great management of the app makes it one of the best money saving apps, especially for connecting with our account and supervising everything from the beginning to the end of the month.
coinscrap
With Coinscrap saving will be a matter of setting goals and setting the form of savings that most convinces us from the beginning. To start using it, the app will ask us eight starting questions, all of them must be answered to set the profile in the tool.
Once you answer the questions, the savings capacity and achievable goals will help the application, to this it is necessary to add the checking account and the credit card to manage. Coinscrap does weekly calculation to round and transfers it to a life insurance from which we can withdraw the amount if you want.
Coinscrap has withholdings and punctual contributions, counting on savings through rules imposed by the tool once you install it. It is one of the best applications to save money, since it will manage euro by euro what you have spent, as well as what is left over. It is a free app.
spendee
Speendee will keep track of your expenses, budget and savings So far, it has a planning for both the user and the family. Among its main features is the income and expenses infographic, create shared portfolios with family and friends, as well as much more.
The application is in multiple currencies, perfect for planning any trip or vacation you are thinking of doing in the coming months. If you need to make a strict family plan you can adjust it whenever you want and it will manage your income and expenses on a daily basis.
In a graph it will show us the income and expensesFor this we have to enter the two data manually, it may be quite tedious, but it is effective. The application is free and has already exceeded a million downloads since the launch of the first version.
Fintonic
The Fintonic application is the classic when it comes to saving money, since it is one of the most complete and one of the preferred by users. It makes us a balance of income, expenses and shows us a credit score, especially to know what banks think about the economic situation.
Once you insert your financial data, Fintonic will notify you of any movement that your account may make, it will show you a notice if the account is close to being less so that they do not fry you with commissions. If you receive charges and commissions, it will show you a notice at the top with a message.
The Fintonic app requires a registration via email along with the keys of your bank to be able to manage everything first-hand. It is one of the apps that best manages the status of your accounts and it is available for free for Android.
oingz
If you are looking for an app that manages everything easily and with an intuitive interface this is the tool you were looking for. Oingz will ask you for data to enter all of them by hand without the need for you to synchronize it with your bank.
Oingz's mission is to save money efficientlyControl your expenses by entering each one of them on a daily basis and there will be a balance at the end of the week and another monthly. If you deviate by a manual plan, it will advise you what not to do and what you have ahead of you to recover.
Thanks to the data that you provide, Oingz will get to know you to suggest objectives, among them is to try the maximum with the payments of bills, food expenses and other various. It has more than 50.000 downloads and hopes to go up as it is one of the apps that is really worth trying.
1Money
1Money is one of the best managers to save money for ease of use, since it has a tutorial on how to use it once we register and start using it. It shows a graph with the expense categories, the transactions by days and the possibility of linking the accounts of our cards.
Once we open 1Money it will detail everything so that you can get an idea of what you can do with the app once you open it on your phone. It has data synchronization in the cloud and it will detail the possibilities of saving on your purchases with many options.
As if that were not enough, the application shows us a graph of everything that is happening, if you go from expenses over income, it will give you clues on how to minimize everything before running out of money. The application already exceeds a million downloads and is very useful for anyone who wants to know the status of the accounts.
Goin (Gain with each coin)
Goin is a great alternative if you plan to save money As the weeks go by, it offers different ways to save money. To start using it we have to synchronize it, as well as configure the objective and add the account in addition to the own bank account.
It has rounding up to the next euro, retention, this gives us the option of saving a fixed money on a weekly or monthly basis and automatic saving, this will be indicated by the user, either daily, weekly or monthly. The challenges is one of the options that will be implemented shortly by the company.
Goin in addition to offering us savings will allow you to invest in crowdlending, cryptocurrencies (the currencies are varied and there is a minimum investment) and ETFs. The application weighs little and consumes relatively nothing even if we leave it open operating routinely.
BBVA - Save without realizing it
If you have BBVA as a bank, you will have your own application to save money Effortless by welcoming different goals on a regular basis. To use it you have to be within the Program your Redondeo Account, it will be enough to speak with the bank directly at the table.
In order to use it, you need the application in addition to two accounts, one of them will be the usual debit account and the other will be the site where the money will go to separate it from the main account. With the second you can work the same and have it to deposit in the main account.
It is precisely an application that works automatically once you put the filters on it, BBVA - Save without realizing it has been developed and already has more than 300.000 clients throughout Spain. It is in Spanish and the configuration is quite basic, it will only take you a few minutes if you want to use it.
Arbor
Arbor could not be missing among the applications to save money and make it to the end of the month, since it uses a very similar method to Coinscrap. You can use rounding for each euro, set transfers to other accounts and challenge yourself to get the most out of the salary you receive.
We need to register to use it, link the bank card you use as usual and it will begin to record expenses, using rounding in all of them. It will ask us for another account number to deposit all that savings that the application is generated in all the weeks managed.
Arbor is the same as the other apps, the money that we save we can invest in different things (It has three investment modes: conservative, balanced and aggressive), including safe investments, which is one of the many things at your disposal once you download it. The application is completely free and is designed to get the most out of your account or if you have several, apply the savings to all of them.
