How to remove wallapop insurance

Little by little, Wallapop has become the most popular platform for buying and selling second-hand items in our country. To a large extent thanks to its excellent promotion, but also for the reasonable good functioning of it. This is due, above all, to the fact that its service has many guarantees for users who use it on a daily basis. Although, to be honest, it wasn't always like that. Although Wallapop originally focused on face-to-face transactions, when it decided to include the possibility of carrying out operations by mail, problems soon arose: purchases that did not arrive, fraud, etc., which the platform decided to solve with insurance . It generally helps everything run smoother, but it's also not foolproof, so Some users wonder how to remove Wallapop insurance.

In this article we will tell you if this possibility really exists, and the exact way in which it works, so that you are always clear about which are the best options when facing a purchase.

The origin of Wallapop insurance

Thanks to the Internet, today it is easier than ever to acquire all kinds of products through the network, simply by contacting someone who wants to get rid of something that another person is interested in. But when these types of agreements are made without a recognized store or website involved, there are always unavoidable risks. You know that you are exposed, in some way, to paying and never receiving what you have paid money for, whatever this is. To prevent this, it didn't take Wallapop long to come up with a solution that, while not perfect, helps minimize damage. This is the Wallapop insurance that most users who use the platform will know: Wallapop Protect.

What is this guarantee, so to speak? Basically an extra designed mainly for operations that are carried out at a distance, and not by hand. In reality, it is a function that is not very relevant for sellers (they should not pay a penny for it), but in many cases it helps to prevent buyers from being deceived. The latter, yes, must pay an amount to take advantage of it.

This is how Protect really works

Before considering how to remove the Wallapop insurance, it is important to be clear about how it works. It must always be kept in mind that Wallapop is still a kind of intermediary between Internet users who want to buy or sell different items, but the platform itself is simply that, a contact. Wallapop Protect was born with the idea that buyers' money does not reach any seller until buyers ensure that they have received the item and that this is as originally announced. To understand each other, the amount remains "deposited on hold" in Wallapop Protect and, once confirmed that everything is fine, it reaches the seller, but not before.

As is logical, in those cases in which the order does not arrive, or is different in some way from what was detailed (for example, being deteriorated or not corresponding to an image), the operation reverses, and the money returns to the buyer. So in principle, it is not bad thought. But that does not mean that some people do not agree too much with the proposal and wonder how to remove Wallapop's insurance, despite everything.

How to remove Wallapop insurance, is it possible to do it?

The main reason why some Wallapop members do not want to use their insurance is obvious: not paying the commission that is necessarily attached to it. But as usually happens in these cases, there are two possible answers when it comes to answering the question of how to remove the Wallapop insurance, a short one and a somewhat more elaborate one. The short is simple: you can't. Wallapop Protect is part of the platform's shipments, whether we like it or not.

That does not mean that there are some alternatives that allow "get around it", so to speak. The most logical is the one that has to do with the most traditional way of buying and selling that has been practiced since the beginning of the Internet (and before, through magazines and others). It is none other than perform the operation in person, by hand. This way you can stay with the seller and check for yourself that everything is in good condition before paying. It is not an option without risks, it is clear, but it is not the most frequent in the world that a member of Wallapop wants to risk it to another by seeing face to face. On the contrary, if this possibility is chosen, purchases are greatly limited, since one can only access those vendors who are in the same city, or at least within a reasonable radius to be at an intermediate point between the addresses of both interested.

Another possibility, which is also easier than it seems at first, involves agreeing with the seller that the payment be made on delivery. Although for some time now it is an option that has lost some popularity, for years, especially before the Internet was part of the daily life of almost everyone, it was quite common. Of course, for this the seller has to agree with it, and this is not always the case, it being essential to agree clearly in advance.

Finally, it should not be forgotten that there are alternatives to Wallapop insurance that, contrary to what some people think, are perfectly compatible with the application. A good example of this is Veopago, another similar insurance, which works as an app and usually has good opinions from those users who use it for your purchases at a distance through the Internet. Veopago covers returns just like Wallapop Protect.